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An easier way to manage shared expenses for couples. Whether you earn the same or have different incomes, this budget app for couples helps you manage your finances transparently and fairly. A budget app for couples Designed for couples who want to manage their shared finances fairly Simple, but powerful! Split shared expenses based on salary Joyce Sanders My partner earns more than me, so a 50/50 split never felt right. DuoDivvy automatically calculates a fair contribution based on our incomes. Nor more awkard math or money arguments! Naya Denner Finally, a budget app for couples that syncs between my iPhone and his Android. We love seeing our shared expenses update in real-time. It made managing our household finances so much easier. John Molenaar The best €3 we spend all year! We use the built-in 50/30/20 rule to compare each others budgets and to divide the costs as fair as possible, I didn't see an app before that makes this possible. Less arguing, more living. Money talks can be awkward, but they don't have to be. See why DuoDivvy is the best budget app for couples. Make money the easiest part of your relationship DuoDivvy helps you to... Stop arguing about money Split bills fairly. Let DuoDivvy handle the math. Be in control of your budget See exactly where your money goes and where to improve. Deal with irregular incomes Your contribution ratio adjusts whenever your salary changes. Set goals for saving money Set targets together and watch your savings grow. Contact info@duodivvy.com Legal Privacy Policy Terms and Conditions App Get DuoDivvy | Split Smart, Share Fair DuoDivvy is a budget app for couples designed specifically for those who want to manage their finances transparently and fairly. Whether you earn the same or have different incomes, DuoDivvy helps you split shared costs in a way that feels right for both of you. Start Your Free Trial Log In FAQ Pricing You don't need to connect your bank account or track every single penny. Just enter your monthly totals, and let DuoDivvy calculate the rest.

What makes DuoDivvy different from other budget apps? Have a look at our frequently asked questions. Contact info@duodivvy.com Legal Privacy Policy Terms and Conditions App Get DuoDivvy | Split Smart, Share Fair DuoDivvy is the modern budget planner designed specifically for couples who want to manage their finances transparently and fairly. Whether you earn the same or have different incomes, DuoDivvy helps you split shared costs in a way that feels right for both of you. Start Your Free Trial Log In FAQ Pricing Frequently asked questions General Income section Expenses section Dashboard section Pricing & Subscription Security & Privacy What makes DuoDivvy different from other budget apps? Unlike generic budget apps, DuoDivvy is built specifically for couples. We focus on fair expense splitting based on income, shared goals, and seamless communication. You don’t need to link your bank account to get started or log every small expense. Just fill in your income, expenses, and preferred way of splitting your shared expenses and let us bridge the gap between your individual finances and your shared life. Do we need a joint bank account to use DuoDivvy? No, not at all! While we believe that a joint account is beneficial, DuoDivvy works perfectly with individual accounts. Can we both use the app on our own phones? Yes. DuoDivvy is designed for two. You both download the app, create one profile, and both log in on the same account. Any update made by one partner is instantly visible on the other phone as well. Can I use DuoDivvy for personal expenses too? Absolutely! You can enter both shared expenses and personal expenses. The dashboard section provides a clear overview of the amount you spend on shared and personal expenses. Can I also use the app without a partner? Yes! You can change the usage mode in the settings. By selecting "Single User", the app switches to a personal budget planner.

Have a question about the app which cannot be answered on the frequently asked questions page, a suggestion for a new feature, or just want to share your success story with DuoDivvy? We’d love to hear from you. Our team is dedicated to making financial harmony possible for every couple. Contact Have a question about the app which cannot be answered on the frequently asked questions page, a suggestion for a new feature, or just want to share your success story with DuoDivvy? We’d love to hear from you. Our team is dedicated to making financial harmony possible for every couple. Fill out the form below, and we’ll get back to you as soon as possible. Get in touch Email info@duodivvy.com Social Media First Name Last Name Email Message Send Thanks for submitting!

Dynamic incomes need dynamic splits. ​In modern relationships, incomes are rarely equal—and they rarely stay the same. Maybe one of you is a freelancer with good and bad months, or one partner works part-time to study or care for family. Splitting everything down the middle or just on intuition in these situations isn't just difficult; it often feels unfair. Use DuoDivvy for a fair split of your shared costs. Dynamic incomes need dynamic splits In modern relationships, incomes are rarely equal—and they rarely stay the same. Maybe one of you is a freelancer with good and bad months, or one partner works part-time to study or care for family. Splitting everything down the middle or just on intuition in these situations isn't just difficult; it often feels unfair. Use DuoDivvy for a fair split of your shared costs. Start Your Free Trial How DuoDivvy helps: DuoDivvy introduces Dynamic Ratios . This is our game-changing feature for modern couples. Pro-Rata Splitting: The app automatically calculates a fair split percentage based on what you actually earned this month. Freelancer Friendly: Did you have a lower income month? The app adjusts your contribution down, so you don't drain your personal savings just to pay "your half" of the rent. Guilt-Free Balance: The higher earner contributes proportionally more, ensuring both partners keep a fair amount of "fun money" for themselves. The Result: True financial equity. Support each other through career changes and fluctuating markets without ever having to have an awkward conversation about "paying your share". Download DuoDivvy and Try Dynamic Ratios Today Contact info@duodivvy.com Legal Privacy Policy Terms and Conditions App Get DuoDivvy | Split Smart, Share Fair DuoDivvy is the modern budget planner designed specifically for couples who want to manage their finances transparently and fairly. Whether you earn the same or have different incomes, DuoDivvy helps you split shared costs in a way that feels right for both of you. Start Your Free Trial Log In FAQ Pricing

Stop guessing where your money went. "We earn enough, so why is the account always empty at the end of the month?" It’s a common frustration. When you manage finances separately or in a chaotic mix of accounts, it’s impossible to see the big picture. You are flying blind. Get in control of your budget again. Stop guessing where your money went "We earn enough, so why is the account always empty at the end of the month?" It’s a common frustration. When you manage finances separately or in a chaotic mix of accounts, it’s impossible to see the big picture. You are flying blind. Get in control of your budget again. Start Your Free Trial How DuoDivvy helps: DuoDivvy gives you a crystal-clear overview of your household finances without asking too many details or annoying requests to link your bank account. Visual Insights: See exactly for each person how much you spend on Needs, Wants, and Savings. Spot the Leaks: Our intuitive charts show you instantly where you can save money without sacrificing your lifestyle. Unified Overview: Even if you bank at different places, DuoDivvy brings your shared financial data into one simple dashboard. The Result: Knowledge is power. When you know exactly where your money flows, you can make better decisions together. Transform financial anxiety into financial confidence. Get Control with DuoDivvy Contact info@duodivvy.com Legal Privacy Policy Terms and Conditions App Get DuoDivvy | Split Smart, Share Fair DuoDivvy is the modern budget planner designed specifically for couples who want to manage their finances transparently and fairly. Whether you earn the same or have different incomes, DuoDivvy helps you split shared costs in a way that feels right for both of you. Start Your Free Trial Log In FAQ Pricing

Turn "Someday" into "Today". We all have dreams. A romantic getaway, a dream wedding, buying a house, or just a safety net for rainy days. But without a plan, a dream is just a wish. Saving together can be hard when expenses keep getting in the way. ​ It is time to set goals for saving money. Turn "Someday" into "Today" We all have dreams. A romantic getaway, a dream wedding, buying a house, or just a safety net for rainy days. But without a plan, a dream is just a wish. Saving together can be hard when expenses keep getting in the way. It is time to set goals for saving money. Start Your Free Trial How DuoDivvy helps: DuoDivvy turns you into a financial team. We help you ringfence your savings before life eats them up. Shared Goals : Include your saving goals in your shared expenses (e.g. for that Bali trip or just for emergencies). Visual Progress : There is nothing more motivating than watching your savings go up. Reduce your costs to increase your savings with DuoDivvy. Automated Habits : Set targets for your savings, making saving a habit rather than an afterthought. The Result : You aren't just roommates sharing bills; you are partners building a future. Experience the rush of hitting your targets together and celebrate every milestone. Download DuoDivvy & Start Building Your Future Contact info@duodivvy.com Legal Privacy Policy Terms and Conditions App Get DuoDivvy | Split Smart, Share Fair DuoDivvy is the modern budget planner designed specifically for couples who want to manage their finances transparently and fairly. Whether you earn the same or have different incomes, DuoDivvy helps you split shared costs in a way that feels right for both of you. Start Your Free Trial Log In FAQ Pricing

Love should be about romance, not receipts. Let's face it: money is the number one cause of friction in relationships. Whether it’s keeping track of who paid for groceries or awkwardly asking your partner to pay you back for dinner, these transactional moments kill the mood. It’s time to retire the mental scoreboard. Love should be about romance, not receipts Let's face it: money is the number one cause of friction in relationships. Whether it’s keeping track of who paid for groceries or awkwardly asking your partner to pay you back for dinner, these transactional moments kill the mood. It’s time to retire the mental scoreboard. Start Your Free Trial How DuoDivvy helps: DuoDivvy acts as the neutral third party in your relationship. You simply enter your shared expenses, and the app does the heavy lifting. Instant Math: No more calculators or spreadsheets. We calculate who owes what in seconds. Settle Up Simply: One click reveals the balance. Settle up whenever it suits you—weekly, monthly, or instantly. The "Fair Share": Moving in together? Our app provides multiple suggestions for the fairest split based on your situation, so no one feels shortchanged. The Result: You stop being accountants and start being partners again. Remove the friction, keep the fairness, and save your energy for the things that actually matter. Download DuoDivvy & Split Bills Fairly Contact info@duodivvy.com Legal Privacy Policy Terms and Conditions App Get DuoDivvy | Split Smart, Share Fair DuoDivvy is the modern budget planner designed specifically for couples who want to manage their finances transparently and fairly. Whether you earn the same or have different incomes, DuoDivvy helps you split shared costs in a way that feels right for both of you. Start Your Free Trial Log In FAQ Pricing

At DuoDivvy, our goal is to replace complicated spreadsheets and awkward money conversations with a tool that just works. To make this possible, we have chosen a transparent pricing model: €4.99 per year after a 1-week free trial. Why we charge a small annual fee At DuoDivvy, we believe that managing finances with your partner should be stress-free, fair, and simple. Our goal is to replace complicated spreadsheets and awkward money conversations with a tool that just works. To make this possible, we have chosen a transparent pricing model: €4.99 per year after a 1-week free trial. Start Your Free Trial Why this price? We deliberately kept the price as low as possible. For less than the price of a single cappuccino—once a year—you get 12 months of financial clarity. That’s less than €0.42 per month to ensure fairness in your relationship and save hours of calculating. Where does the money go? We are an independent team, not a big corporation. Your small contribution is directly used to keep the app running. It covers: Server costs & Security: To ensure your data is stored safely and the app is always online. Development: To build new features and fix bugs instantly. No Ads: We promise to keep DuoDivvy 100% ad-free. We don’t want to clutter your experience or sell your data to advertisers. Try it risk-free. We are confident that once you experience the ease of DuoDivvy, you won’t want to go back to manual calculations. That’s why the first week is completely on us. If you don't love it, you can just leave your account without paying a cent. Contact info@duodivvy.com Legal Privacy Policy Terms and Conditions App Get DuoDivvy | Split Smart, Share Fair DuoDivvy is the modern budget planner designed specifically for couples who want to manage their finances transparently and fairly. Whether you earn the same or have different incomes, DuoDivvy helps you split shared costs in a way that feels right for both of you. Start Your Free Trial Log In FAQ Pricing

DuoDivvy is a financial productivity tool designed to help couples manage their shared finances. The app allows users to input income data, expenses, and distribution keys to calculate a dashboard showing individual contributions and savings. Terms & Conditions Last updated: 06/01/2026 1. Introduction Welcome to DuoDivvy. By downloading, accessing, or using our application, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the App. 2. Description of Service DuoDivvy is a financial productivity tool designed to help couples manage their shared finances. The App allows users to input income data, expenses, and distribution keys to calculate a dashboard showing individual contributions and savings. 3. User Accounts To use the App, you must register an account. You agree to provide accurate, current, and complete information during the registration process. • Security: You are responsible for safeguarding your password. You agree not to disclose your password to any third party. • Data: Your data is stored securely in the cloud (using Google Firebase) to allow access across devices. 4. Subscriptions and Payments A. Free Trial Upon creating an account, you are granted a one-week (7 days) free trial . During this period, you have full access to all features, including inputting and editing financial data. B. Read-Only Mode (Post-Trial) After the free trial expires, if you do not purchase a subscription, your account will revert to a "Read-Only" mode . • In this mode, you cannot add or edit any income or expense data. • You can still view your dashboard based on the data entered previously. C. Premium Subscription To regain full access (editing capabilities) after the trial, you must purchase an annual subscription. • Price: The subscription fee is €4.99 per year (or the equivalent in your local currency at the point of time). • Billing: Payments via the App stores are processed directly through your Apple ID (iOS) or Google Play (Android) account. Payments via the web app are processed via Stripe. We do not store your credit card details. • Auto-Renewal: Your subscription will automatically renew each year unless auto-renew is turned off at least 24 hours before the end of the current period in your account settings. • Refunds: Refund requests for subscriptions via the App stores are handled by Apple or Google according to their respective refund policies. We cannot directly issue refunds. For subscriptions via the web-app, please contact us at info@duodivvy.com . 5. Disclaimer: Not Financial Advice Important: The App is intended for informational and organizational purposes only. • The calculations provided by the application are based entirely on the data you input. • The App does not provide professional financial, legal, or tax advice. • We are not responsible for any disputes, disagreements, or financial losses arising from the use of this App or the reliance on its calculations. You and your partner remain solely responsible for your financial decisions and agreements. 6. Intellectual Property The App, including its original content, features, and functionality (code, design, graphics), is and will remain the exclusive property of DuoDivvy. You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial use. 7. Prohibited Uses You agree not to: • Use the App for any illegal purpose. • Attempt to reverse engineer, decompile, or hack the App. • Use the App to harass, abuse, or harm another person. 8. Limitation of Liability To the fullest extent permitted by applicable law, in no event shall DuoDivvy be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the App. 9. Governing Law These Terms shall be governed and construed in accordance with the laws of The Netherlands , without regard to its conflict of law provisions. 10. Changes to Terms We reserve the right to modify or replace these Terms at any time. We will provide notice of any significant changes within the App. By continuing to access or use the App after those revisions become effective, you agree to be bound by the revised terms. 11. Contact Us If you have any questions about these Terms, please contact us at: DuoDivvy info@duodivvy.com

We are commited to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclosure, and safeguard your information when you use our application. Privacy Policy Last updated: 06/01/2026 1. Introduction Welcome to DuoDivvy. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclosure, and safeguard your information when you use our application. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the application. 2. Information We Collect We collect information that you voluntarily provide to us when you register on the App and when you use the features of the App. A. Personal Data When you create an account, we may collect personally identifiable information, such as: • Email address • Password (encrypted) B. Financial and Usage Data To provide the core functionality of the App (splitting expenses and calculating dashboards), users input specific financial data. We collect and store: • Income details • Personal and joint expense figures • Split ratios (distribution keys) C. Device and Technical Data When you access the App, our servers may automatically collect information such as: • Device type and operating system • Device ID • Log data (e.g., error reports via Google Crashlytics) to help us fix bugs. 3. How We Use Your Information We use the information we collect or receive: • To provide the Service: To calculate your financial dashboard and save your preferences. • To manage your Account: To manage your registration, login, and subscription status (Free Trial vs. Premium). • To enforce our Terms: To restrict editing capabilities after the free trial period ends, unless a subscription is active. • To improve the App: To analyze usage trends and fix technical issues. Important: We do not sell, rent, or trade your financial data to third parties for marketing purposes. Your financial inputs are strictly used to generate your personal dashboard. 4. Third-Party Services and Storage We use third-party services to operate the App. By using the App, you acknowledge that your data may be processed by these providers: • Google Firebase (Backend & Database): We use Google Firebase to authenticate users and store your data (income, expenses, etc.) securely in the cloud. This allows you to access your dashboard from different devices or reinstall the app without losing data. Privacy Policy: https://policies.google.com/privacy • Apple App Store & Google Play Store (Payments): We do not collect or store your credit card or banking information. All payments for the annual subscription are processed directly by Apple (iOS) or Google (Android). We only receive a notification (token) confirming that payment was successful to unlock the app features. 5. Data Retention We retain your personal and financial information for as long as your account is active. • Free Trial / Expired Subscription: If your trial ends and you do not subscribe, your data remains stored securely so that you can view your dashboard in "read-only" mode. • Deletion: You can request the deletion of your account and all associated data at any time (see Section 7). 6. Security of Your Information We use administrative, technical, and physical security measures to help protect your personal information. Your data is stored in a secure cloud database (Firebase) protected by industry-standard authentication protocols. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. 7. Your Data Protection Rights (GDPR) If you are located in the European Economic Area (EEA), you have certain data protection rights. You have the right to: • Access: Request a copy of the personal data we hold about you. • Rectification: Request that we correct any information you believe is inaccurate. • Erasure: Request that we delete your personal data ("Right to be forgotten"). • Restrict Processing: Ask us to restrict the processing of your personal data. To exercise these rights, please contact us at info@duodivvy.com . 8. Children’s Privacy Our App is not intended for use by children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. 9. Changes to This Privacy Policy We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last updated" date. We encourage you to review this Privacy Policy frequently to be informed of how we are protecting your information. 10. Contact Us If you have questions or comments about this Privacy Policy, please contact us at: DuoDivvy info@duodivvy.com